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St. Ansgar State Bank
Saint Ansgar, IA · FDIC Certificate #17259 · Chartered 03/2
Total assets
$182.04M
Total deposits
$136.25M
Total equity
$18.27M
Net loans
$122.81M
Branches (offices)
2
Net income (YTD)
$1.05M
Rank: #3,102 of 4,213 U.S. banks by assets · #153 of 225 in Iowa. Assets changed -0.6% and deposits 1.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.13% |
| Return on equity | 11.68% |
| Net interest margin (YTD) | 2.95% |
| Equity to assets | 10.04% |
| Tier 1 leverage ratio | 9.74% |
| Uninsured deposits (share of deposits) | 24.9% |
| Noncurrent loans (share of loans) | 0.11% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 90.1% |
| Real estate loans (share of loans) | 52.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $63.83M | 52.0% | |
| Commercial & industrial | $15.97M | 13.0% | |
| Consumer / individual | $1.77M | 1.4% | |
| Construction & development | $2.20M | 1.8% | |
| Agricultural | $36.43M | 29.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $154.81M | $128.94M | $844.00K | $15.46M |
| Jun 2023 | $168.53M | $140.35M | $558.00K | $15.99M |
| Jun 2024 | $178.34M | $130.04M | $586.00K | $17.45M |
| Jun 2025 | $183.07M | $134.47M | $846.00K | $17.71M |
| Jun 2026 | $182.04M | $136.25M | $1.05M | $18.27M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $136.25M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $136.25M.
Similar-sized banks
42 North Private Bank ($182.16M) · Union Savings Bank ($181.99M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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