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Abbeville First Bank, SSB
Abbeville, SC · FDIC Certificate #30619 · Chartered 01/0
Total assets
$138.79M
Total deposits
$114.37M
Total equity
$12.33M
Net loans
$90.41M
Branches (offices)
2
Net income (YTD)
$577.00K
Rank: #3,389 of 4,213 U.S. banks by assets · #37 of 43 in South Carolina. Assets changed 4.8% and deposits 4.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.84% |
| Return on equity | 9.66% |
| Net interest margin (YTD) | 3.78% |
| Equity to assets | 8.88% |
| Tier 1 leverage ratio | 10.38% |
| Uninsured deposits (share of deposits) | 27.7% |
| Noncurrent loans (share of loans) | 0.81% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 79.0% |
| Real estate loans (share of loans) | 91.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $82.79M | 91.6% | |
| Commercial & industrial | $2.75M | 3.0% | |
| Consumer / individual | $1.73M | 1.9% | |
| Construction & development | $2.50M | 2.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $104.38M | $91.02M | $406.00K | $7.64M |
| Jun 2023 | $116.39M | $101.90M | $489.00K | $8.06M |
| Jun 2024 | $125.19M | $106.01M | $511.00K | $9.62M |
| Jun 2025 | $132.47M | $110.00M | $617.00K | $10.80M |
| Jun 2026 | $138.79M | $114.37M | $577.00K | $12.33M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| South Carolina | $114.37M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $114.37M.
Similar-sized banks
The Buckholts State Bank ($138.81M) · Sidney State Bank ($138.70M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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