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The Buckholts State Bank
Buckholts, TX · FDIC Certificate #11916 · Chartered 01/0
Total assets
$138.81M
Total deposits
$114.37M
Total equity
$24.27M
Net loans
$86.20M
Branches (offices)
3
Net income (YTD)
$1.98M
Rank: #3,388 of 4,213 U.S. banks by assets · #291 of 346 in Texas. Assets changed 7.6% and deposits 7.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.89% |
| Return on equity | 16.56% |
| Net interest margin (YTD) | 4.44% |
| Equity to assets | 17.48% |
| Tier 1 leverage ratio | 17.62% |
| Uninsured deposits (share of deposits) | 21.5% |
| Noncurrent loans (share of loans) | 0.02% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 75.4% |
| Real estate loans (share of loans) | 33.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $28.89M | 33.5% | |
| Commercial & industrial | $53.57M | 62.2% | |
| Consumer / individual | $1.55M | 1.8% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $2.20M | 2.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $109.86M | $93.84M | $1.12M | $16.00M |
| Jun 2023 | $119.03M | $100.97M | $1.78M | $17.96M |
| Jun 2024 | $117.87M | $97.81M | $1.66M | $19.87M |
| Jun 2025 | $129.01M | $106.84M | $1.83M | $21.99M |
| Jun 2026 | $138.81M | $114.37M | $1.98M | $24.27M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $114.37M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $114.37M.
Similar-sized banks
Texas National Bank ($139.10M) · Abbeville First Bank, SSB ($138.79M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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