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Agility Bank, National Association
Houston, TX · FDIC Certificate #59239 · Chartered 04/1
Total assets
$151.64M
Total deposits
$120.31M
Total equity
$28.71M
Net loans
$98.10M
Branches (offices)
1
Net income (YTD)
-$311.00K
Rank: #3,294 of 4,213 U.S. banks by assets · #279 of 346 in Texas. Assets changed 14.4% and deposits 19.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -0.44% |
| Return on equity | -2.15% |
| Net interest margin (YTD) | 4.17% |
| Equity to assets | 18.93% |
| Tier 1 leverage ratio | 19.99% |
| Uninsured deposits (share of deposits) | 44.4% |
| Noncurrent loans (share of loans) | 1.18% |
| Net charge-offs (share of loans) | 0.33% |
| Loans to deposits | 81.5% |
| Real estate loans (share of loans) | 72.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $70.71M | 72.1% | |
| Commercial & industrial | $28.80M | 29.4% | |
| Consumer / individual | $353.00K | 0.4% | |
| Construction & development | $14.69M | 15.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $34.21M | $2.20M | -$4.99M | $32.00M |
| Jun 2023 | $69.15M | $29.86M | -$1.61M | $36.34M |
| Jun 2024 | $83.01M | $46.65M | -$1.65M | $33.50M |
| Jun 2025 | $132.50M | $100.32M | -$895.00K | $28.99M |
| Jun 2026 | $151.64M | $120.31M | -$311.00K | $28.71M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $120.31M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $120.31M.
Similar-sized banks
Security State Bank Of Hibbing ($151.94M) · 1St Federal Savings Bank Of Sc, Inc. ($151.55M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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