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Alpine Capital Bank
New York, NY · FDIC Certificate #35377 · Chartered 03/0
Total assets
$237.31M
Total deposits
$200.96M
Total equity
$33.86M
Net loans
$135.64M
Branches (offices)
1
Net income (YTD)
$778.00K
Rank: #2,781 of 4,213 U.S. banks by assets · #95 of 115 in New York. Assets changed 18.8% and deposits 23.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.68% |
| Return on equity | 4.57% |
| Net interest margin (YTD) | 4.40% |
| Equity to assets | 14.27% |
| Tier 1 leverage ratio | 13.74% |
| Uninsured deposits (share of deposits) | 62.0% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 67.5% |
| Real estate loans (share of loans) | 91.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $124.40M | 91.7% | |
| Commercial & industrial | $12.08M | 8.9% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $18.80M | 13.9% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $276.53M | $214.63M | $979.00K | $57.32M |
| Jun 2023 | $214.57M | $151.17M | $2.89M | $59.31M |
| Jun 2024 | $193.88M | $158.20M | $2.17M | $32.65M |
| Jun 2025 | $199.75M | $162.33M | $110.00K | $33.58M |
| Jun 2026 | $237.31M | $200.96M | $778.00K | $33.86M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New York | $200.96M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $200.96M.
Similar-sized banks
Citizens State Bank ($237.59M) · Williamstown Bank, Inc. ($236.69M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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