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Altoona First Savings Bank
Altoona, PA · FDIC Certificate #27711 · Chartered 01/0
Total assets
$328.62M
Total deposits
$278.79M
Total equity
$45.35M
Net loans
$204.24M
Branches (offices)
5
Net income (YTD)
$1.45M
Rank: #2,344 of 4,213 U.S. banks by assets · #83 of 109 in Pennsylvania. Assets changed 1.5% and deposits -0.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.87% |
| Return on equity | 6.47% |
| Net interest margin (YTD) | 3.90% |
| Equity to assets | 13.80% |
| Tier 1 leverage ratio | 14.14% |
| Uninsured deposits (share of deposits) | 5.7% |
| Noncurrent loans (share of loans) | 2.87% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 73.3% |
| Real estate loans (share of loans) | 93.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $189.88M | 93.0% | |
| Commercial & industrial | $9.98M | 4.9% | |
| Consumer / individual | $6.88M | 3.4% | |
| Construction & development | $6.95M | 3.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $320.61M | $285.67M | $1.20M | $32.20M |
| Jun 2023 | $306.62M | $268.97M | $1.29M | $34.27M |
| Jun 2024 | $305.50M | $263.84M | $1.19M | $37.63M |
| Jun 2025 | $323.73M | $279.29M | $1.19M | $40.27M |
| Jun 2026 | $328.62M | $278.79M | $1.45M | $45.35M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $278.79M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $278.79M.
Similar-sized banks
Citizens Bank & Trust Co. ($329.02M) · Kentucky Farmers Bank Corporation ($328.45M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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