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America'S Community Bank
Blue Springs, MO · FDIC Certificate #8893 · Chartered 02/2
Total assets
$64.09M
Total deposits
$49.47M
Total equity
$5.58M
Net loans
$55.59M
Branches (offices)
1
Net income (YTD)
$508.00K
Rank: #3,943 of 4,213 U.S. banks by assets · #186 of 190 in Missouri. Assets changed 16.9% and deposits 11.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.60% |
| Return on equity | 18.02% |
| Net interest margin (YTD) | 4.12% |
| Equity to assets | 8.71% |
| Tier 1 leverage ratio | 8.69% |
| Uninsured deposits (share of deposits) | 10.2% |
| Noncurrent loans (share of loans) | 1.32% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 112.4% |
| Real estate loans (share of loans) | 95.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $52.81M | 95.0% | |
| Commercial & industrial | $2.76M | 5.0% | |
| Consumer / individual | $797.00K | 1.4% | |
| Construction & development | $10.79M | 19.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $37.71M | $33.60M | $273.00K | $4.05M |
| Jun 2023 | $45.56M | $39.53M | $306.00K | $4.35M |
| Jun 2024 | $47.30M | $39.66M | $333.00K | $4.62M |
| Jun 2025 | $54.81M | $44.46M | $412.00K | $5.02M |
| Jun 2026 | $64.09M | $49.47M | $508.00K | $5.58M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $49.47M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $49.47M.
Similar-sized banks
State Bank Of Lakota ($64.18M) · Kress National Bank ($63.71M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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