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State Bank Of Lakota
Lakota, ND · FDIC Certificate #16477 · Chartered 01/0
Total assets
$64.18M
Total deposits
$57.56M
Total equity
$6.25M
Net loans
$38.51M
Branches (offices)
1
Net income (YTD)
$352.00K
Rank: #3,942 of 4,213 U.S. banks by assets · #55 of 60 in North Dakota. Assets changed -0.0% and deposits -0.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.07% |
| Return on equity | 11.34% |
| Net interest margin (YTD) | 3.80% |
| Equity to assets | 9.75% |
| Tier 1 leverage ratio | 9.58% |
| Uninsured deposits (share of deposits) | 10.8% |
| Noncurrent loans (share of loans) | 0.49% |
| Net charge-offs (share of loans) | 0.33% |
| Loans to deposits | 66.9% |
| Real estate loans (share of loans) | 36.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $13.95M | 36.2% | |
| Commercial & industrial | $3.14M | 8.2% | |
| Consumer / individual | $2.02M | 5.2% | |
| Construction & development | $456.00K | 1.2% | |
| Agricultural | $18.51M | 48.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $73.04M | $67.76M | $217.00K | $5.11M |
| Jun 2023 | $63.05M | $57.38M | $498.00K | $5.44M |
| Jun 2024 | $62.92M | $56.65M | $456.00K | $5.94M |
| Jun 2025 | $64.21M | $57.82M | $377.00K | $6.03M |
| Jun 2026 | $64.18M | $57.56M | $352.00K | $6.25M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| North Dakota | $57.56M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $57.56M.
Similar-sized banks
State Bank Of Industry ($64.34M) · America'S Community Bank ($64.09M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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