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American Bank
Allentown, PA · FDIC Certificate #34422 · Chartered 06/0
Total assets
$1.11B
Total deposits
$914.84M
Total equity
$114.87M
Net loans
$895.67M
Branches (offices)
1
Net income (YTD)
$7.00M
Rank: #945 of 4,213 U.S. banks by assets · #42 of 109 in Pennsylvania. Assets changed 9.2% and deposits 11.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.28% |
| Return on equity | 12.52% |
| Net interest margin (YTD) | 3.11% |
| Equity to assets | 10.33% |
| Tier 1 leverage ratio | 10.60% |
| Uninsured deposits (share of deposits) | 33.7% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 97.9% |
| Real estate loans (share of loans) | 88.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $793.86M | 88.6% | |
| Commercial & industrial | $108.06M | 12.1% | |
| Consumer / individual | $1.46M | 0.2% | |
| Construction & development | $65.94M | 7.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $886.87M | $682.22M | $4.47M | $81.17M |
| Jun 2023 | $923.99M | $682.07M | $5.06M | $87.29M |
| Jun 2024 | $920.52M | $736.41M | $4.56M | $105.40M |
| Jun 2025 | $1.02B | $822.09M | $6.65M | $109.69M |
| Jun 2026 | $1.11B | $914.84M | $7.00M | $114.87M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $914.84M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $914.84M.
Similar-sized banks
The Evangeline Bank And Trust Company ($1.11B) · First Federal Bank ($1.11B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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