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American Nation Bank
Ardmore, OK · FDIC Certificate #24472 · Chartered 05/0
Total assets
$691.49M
Total deposits
$577.65M
Total equity
$65.99M
Net loans
$478.08M
Branches (offices)
10
Net income (YTD)
$5.29M
Rank: #1,381 of 4,213 U.S. banks by assets · #37 of 168 in Oklahoma. Assets changed 1.1% and deposits -0.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.54% |
| Return on equity | 16.36% |
| Net interest margin (YTD) | 3.89% |
| Equity to assets | 9.54% |
| Tier 1 leverage ratio | 10.31% |
| Uninsured deposits (share of deposits) | 20.9% |
| Noncurrent loans (share of loans) | 0.06% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 82.8% |
| Real estate loans (share of loans) | 81.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $387.75M | 81.1% | |
| Commercial & industrial | $38.79M | 8.1% | |
| Consumer / individual | $17.99M | 3.8% | |
| Construction & development | $54.56M | 11.4% | |
| Agricultural | $34.52M | 7.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $602.72M | $546.87M | $4.43M | $41.99M |
| Jun 2023 | $635.38M | $557.09M | $5.04M | $44.36M |
| Jun 2024 | $662.34M | $552.40M | $4.73M | $50.65M |
| Jun 2025 | $684.26M | $579.73M | $4.94M | $58.62M |
| Jun 2026 | $691.49M | $577.65M | $5.29M | $65.99M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $449.07M | 8 |
| Texas | $128.58M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $577.65M.
Similar-sized banks
Premier Bank Minnesota ($691.50M) · Trupoint Bank ($690.75M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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