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Banks · Minnesota

Premier Bank Minnesota

Hastings, MN · FDIC Certificate #33204 · Chartered 10/0

Total assets
$691.50M
Total deposits
$620.13M
Total equity
$66.46M
Net loans
$538.96M
Branches (offices)
12
Net income (YTD)
$6.75M
Rank: #1,380 of 4,213 U.S. banks by assets · #34 of 221 in Minnesota. Assets changed -0.6% and deposits 0.6% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)1.93%
Return on equity19.39%
Net interest margin (YTD)4.49%
Equity to assets9.61%
Tier 1 leverage ratio10.02%
Uninsured deposits (share of deposits)31.6%
Noncurrent loans (share of loans)0.04%
Net charge-offs (share of loans)-0.01%
Loans to deposits86.9%
Real estate loans (share of loans)90.5%

Loan mix

CategoryAmountShare
Real estate loans$487.93M
90.5%
Commercial & industrial$50.46M
9.4%
Consumer / individual$1.29M
0.2%
Construction & development$57.32M
10.6%
Agricultural$0
0.0%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$347.63M$319.56M$2.44M$27.07M
Jun 2023$629.42M$545.67M$4.75M$56.51M
Jun 2024$689.81M$602.90M$4.70M$62.94M
Jun 2025$695.99M$616.67M$5.36M$72.54M
Jun 2026$691.50M$620.13M$6.75M$66.46M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Minnesota$620.13M12

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $620.13M.

Similar-sized banks

Citizens National Bank ($691.81M) · American Nation Bank ($691.49M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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