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Ashton State Bank
Ashton, IA · FDIC Certificate #11343 · Chartered 03/0
Total assets
$54.53M
Total deposits
$44.55M
Total equity
$6.57M
Net loans
$34.17M
Branches (offices)
1
Net income (YTD)
$385.00K
Rank: #4,012 of 4,213 U.S. banks by assets · #212 of 225 in Iowa. Assets changed -0.1% and deposits -1.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.41% |
| Return on equity | 12.03% |
| Net interest margin (YTD) | 3.59% |
| Equity to assets | 12.04% |
| Tier 1 leverage ratio | 14.70% |
| Uninsured deposits (share of deposits) | 8.3% |
| Noncurrent loans (share of loans) | 0.88% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 76.7% |
| Real estate loans (share of loans) | 53.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $18.21M | 53.3% | |
| Commercial & industrial | $5.69M | 16.7% | |
| Consumer / individual | $2.01M | 5.9% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $8.58M | 25.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $54.83M | $46.45M | $323.00K | $4.51M |
| Jun 2023 | $53.42M | $43.33M | $500.00K | $4.93M |
| Jun 2024 | $54.93M | $44.04M | $274.00K | $5.30M |
| Jun 2025 | $54.58M | $45.22M | $357.00K | $5.82M |
| Jun 2026 | $54.53M | $44.55M | $385.00K | $6.57M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $44.55M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $44.55M.
Similar-sized banks
Lakeside Bank Of Salina ($54.59M) · The Union Banking Company ($54.52M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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