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Lakeside Bank Of Salina
Salina, OK · FDIC Certificate #21255 · Chartered 10/0
Total assets
$54.59M
Total deposits
$47.84M
Total equity
$6.31M
Net loans
$40.31M
Branches (offices)
1
Net income (YTD)
$538.00K
Rank: #4,011 of 4,213 U.S. banks by assets · #157 of 168 in Oklahoma. Assets changed 3.2% and deposits 3.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.97% |
| Return on equity | 17.83% |
| Net interest margin (YTD) | 6.24% |
| Equity to assets | 11.56% |
| Tier 1 leverage ratio | 11.24% |
| Uninsured deposits (share of deposits) | 12.4% |
| Noncurrent loans (share of loans) | 3.32% |
| Net charge-offs (share of loans) | 0.18% |
| Loans to deposits | 84.2% |
| Real estate loans (share of loans) | 40.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $16.45M | 40.8% | |
| Commercial & industrial | $8.93M | 22.2% | |
| Consumer / individual | $14.73M | 36.5% | |
| Construction & development | $1.71M | 4.2% | |
| Agricultural | $1.32M | 3.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $52.13M | $46.26M | $422.00K | $5.45M |
| Jun 2023 | $52.69M | $46.80M | $440.00K | $5.40M |
| Jun 2024 | $52.70M | $46.09M | $441.00K | $6.23M |
| Jun 2025 | $52.91M | $46.06M | $559.00K | $6.21M |
| Jun 2026 | $54.59M | $47.84M | $538.00K | $6.31M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $47.84M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $47.84M.
Similar-sized banks
Montezuma State Bank ($54.60M) · Ashton State Bank ($54.53M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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