Advertisement
Austin County State Bank
Bellville, TX · FDIC Certificate #58484 · Chartered 06/2
Total assets
$542.96M
Total deposits
$489.69M
Total equity
$49.12M
Net loans
$384.44M
Branches (offices)
4
Net income (YTD)
$5.65M
Rank: #1,689 of 4,213 U.S. banks by assets · #154 of 346 in Texas. Assets changed 28.3% and deposits 30.2% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.21% |
| Return on equity | 23.61% |
| Net interest margin (YTD) | 5.11% |
| Equity to assets | 9.05% |
| Tier 1 leverage ratio | 9.55% |
| Uninsured deposits (share of deposits) | 29.0% |
| Noncurrent loans (share of loans) | 0.37% |
| Net charge-offs (share of loans) | -0.03% |
| Loans to deposits | 78.5% |
| Real estate loans (share of loans) | 69.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $266.35M | 69.3% | |
| Commercial & industrial | $84.86M | 22.1% | |
| Consumer / individual | $3.57M | 0.9% | |
| Construction & development | $48.54M | 12.6% | |
| Agricultural | $31.52M | 8.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $326.50M | $293.63M | $2.51M | $28.41M |
| Jun 2023 | $355.13M | $313.70M | $2.66M | $33.01M |
| Jun 2024 | $384.19M | $342.56M | $3.34M | $36.67M |
| Jun 2025 | $423.10M | $376.13M | $4.50M | $42.16M |
| Jun 2026 | $542.96M | $489.69M | $5.65M | $49.12M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $489.69M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $489.69M.
Similar-sized banks
Eaton Community Bank ($543.45M) · First State Bank & Trust ($542.57M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement