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Bank Of Billings
Billings, MO · FDIC Certificate #16959 · Chartered 03/1
Total assets
$104.99M
Total deposits
$91.25M
Total equity
$12.89M
Net loans
$78.37M
Branches (offices)
2
Net income (YTD)
$521.00K
Rank: #3,644 of 4,213 U.S. banks by assets · #173 of 190 in Missouri. Assets changed 11.1% and deposits 12.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.03% |
| Return on equity | 8.21% |
| Net interest margin (YTD) | 5.29% |
| Equity to assets | 12.28% |
| Tier 1 leverage ratio | 9.88% |
| Uninsured deposits (share of deposits) | 13.8% |
| Noncurrent loans (share of loans) | 0.91% |
| Net charge-offs (share of loans) | 0.13% |
| Loans to deposits | 85.9% |
| Real estate loans (share of loans) | 87.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $68.80M | 87.8% | |
| Commercial & industrial | $3.80M | 4.9% | |
| Consumer / individual | $1.43M | 1.8% | |
| Construction & development | $16.83M | 21.5% | |
| Agricultural | $5.01M | 6.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $84.64M | $71.35M | $417.00K | $9.86M |
| Jun 2023 | $87.88M | $77.03M | $489.00K | $10.30M |
| Jun 2024 | $88.50M | $76.50M | $390.00K | $11.22M |
| Jun 2025 | $94.50M | $81.33M | $558.00K | $12.26M |
| Jun 2026 | $104.99M | $91.25M | $521.00K | $12.89M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $91.24M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $91.24M.
Similar-sized banks
Exchange State Bank ($105.04M) · The Corn City State Bank ($104.46M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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