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The Corn City State Bank
Deshler, OH · FDIC Certificate #12980 · Chartered 10/1
Total assets
$104.46M
Total deposits
$90.70M
Total equity
$7.11M
Net loans
$72.80M
Branches (offices)
1
Net income (YTD)
$745.00K
Rank: #3,645 of 4,213 U.S. banks by assets · #130 of 155 in Ohio. Assets changed 8.4% and deposits 11.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.42% |
| Return on equity | 21.84% |
| Net interest margin (YTD) | 2.99% |
| Equity to assets | 6.81% |
| Tier 1 leverage ratio | 10.82% |
| Uninsured deposits (share of deposits) | 33.5% |
| Noncurrent loans (share of loans) | 0.01% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 80.3% |
| Real estate loans (share of loans) | 91.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $66.44M | 91.3% | |
| Commercial & industrial | $404.00K | 0.6% | |
| Consumer / individual | $5.13M | 7.1% | |
| Construction & development | $4.93M | 6.8% | |
| Agricultural | $1.06M | 1.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $80.76M | $65.02M | $367.00K | $4.70M |
| Jun 2023 | $89.48M | $70.26M | $292.00K | $3.96M |
| Jun 2024 | $89.42M | $66.93M | $193.00K | $4.16M |
| Jun 2025 | $96.38M | $81.08M | $384.00K | $5.16M |
| Jun 2026 | $104.46M | $90.70M | $745.00K | $7.11M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $90.70M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $90.70M.
Similar-sized banks
Bank Of Billings ($104.99M) · Sibley State Bank ($104.42M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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