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Sibley State Bank
Sibley, IA · FDIC Certificate #11764 · Chartered 01/0
Total assets
$104.42M
Total deposits
$91.50M
Total equity
$10.58M
Net loans
$65.95M
Branches (offices)
1
Net income (YTD)
$748.00K
Rank: #3,646 of 4,213 U.S. banks by assets · #193 of 225 in Iowa. Assets changed 0.9% and deposits 2.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.41% |
| Return on equity | 14.08% |
| Net interest margin (YTD) | 3.79% |
| Equity to assets | 10.14% |
| Tier 1 leverage ratio | 11.03% |
| Uninsured deposits (share of deposits) | 14.5% |
| Noncurrent loans (share of loans) | 0.46% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 72.1% |
| Real estate loans (share of loans) | 26.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $17.67M | 26.8% | |
| Commercial & industrial | $1.22M | 1.8% | |
| Consumer / individual | $623.00K | 0.9% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $47.13M | 71.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $102.19M | $89.02M | $418.00K | $9.77M |
| Jun 2023 | $100.25M | $89.50M | $717.00K | $9.19M |
| Jun 2024 | $103.40M | $91.54M | $493.00K | $8.82M |
| Jun 2025 | $103.50M | $89.22M | $706.00K | $10.57M |
| Jun 2026 | $104.42M | $91.50M | $748.00K | $10.58M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $91.50M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $91.50M.
Similar-sized banks
The Corn City State Bank ($104.46M) · First National Bank In Fredonia ($104.41M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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