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Bank Of Bird-In-Hand
Bird In Hand, PA · FDIC Certificate #59074 · Chartered 11/2
Total assets
$1.91B
Total deposits
$1.68B
Total equity
$183.56M
Net loans
$1.73B
Branches (offices)
15
Net income (YTD)
$10.78M
Rank: #627 of 4,213 U.S. banks by assets · #29 of 109 in Pennsylvania. Assets changed 13.7% and deposits 19.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.17% |
| Return on equity | 12.20% |
| Net interest margin (YTD) | 3.28% |
| Equity to assets | 9.62% |
| Tier 1 leverage ratio | 9.82% |
| Uninsured deposits (share of deposits) | 24.6% |
| Noncurrent loans (share of loans) | 0.19% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 102.8% |
| Real estate loans (share of loans) | 93.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.61B | 93.0% | |
| Commercial & industrial | $102.26M | 5.9% | |
| Consumer / individual | $1.11M | 0.1% | |
| Construction & development | $17.34M | 1.0% | |
| Agricultural | $28.34M | 1.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $977.04M | $748.41M | $3.08M | $111.47M |
| Jun 2023 | $1.24B | $998.90M | $3.65M | $117.97M |
| Jun 2024 | $1.50B | $1.21B | $3.66M | $144.93M |
| Jun 2025 | $1.68B | $1.40B | $5.40M | $159.88M |
| Jun 2026 | $1.91B | $1.68B | $10.78M | $183.56M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $1.68B | 15 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.68B.
Similar-sized banks
Btc Bank ($1.91B) · The Lowell Five Cent Savings Bank ($1.90B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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