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Bank Of Cave City
Cave City, AR · FDIC Certificate #105 · Chartered 07/0
Total assets
$194.37M
Total deposits
$171.87M
Total equity
$11.54M
Net loans
$130.93M
Branches (offices)
5
Net income (YTD)
$747.00K
Rank: #3,012 of 4,213 U.S. banks by assets · #65 of 78 in Arkansas. Assets changed 1.8% and deposits 1.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.78% |
| Return on equity | 12.97% |
| Net interest margin (YTD) | 4.35% |
| Equity to assets | 5.94% |
| Tier 1 leverage ratio | 8.38% |
| Uninsured deposits (share of deposits) | 20.8% |
| Noncurrent loans (share of loans) | 1.62% |
| Net charge-offs (share of loans) | 0.12% |
| Loans to deposits | 76.2% |
| Real estate loans (share of loans) | 78.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $102.47M | 78.3% | |
| Commercial & industrial | $7.98M | 6.1% | |
| Consumer / individual | $4.28M | 3.3% | |
| Construction & development | $5.10M | 3.9% | |
| Agricultural | $15.20M | 11.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $157.46M | $141.56M | $901.00K | $8.36M |
| Jun 2023 | $176.24M | $142.99M | $891.00K | $7.99M |
| Jun 2024 | $186.66M | $156.97M | $1.60M | $9.33M |
| Jun 2025 | $190.87M | $168.94M | $1.08M | $10.57M |
| Jun 2026 | $194.37M | $171.87M | $747.00K | $11.54M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $171.87M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $171.87M.
Similar-sized banks
Community Bank Of Elmhurst ($194.49M) · The Farmers State Bank ($193.95M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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