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The Farmers State Bank
Quinton, OK · FDIC Certificate #404 · Chartered 03/0
Total assets
$193.95M
Total deposits
$182.15M
Total equity
$9.94M
Net loans
$125.54M
Branches (offices)
4
Net income (YTD)
$1.54M
Rank: #3,013 of 4,213 U.S. banks by assets · #101 of 168 in Oklahoma. Assets changed -0.8% and deposits -2.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.59% |
| Return on equity | 32.05% |
| Net interest margin (YTD) | 5.49% |
| Equity to assets | 5.13% |
| Tier 1 leverage ratio | 9.30% |
| Uninsured deposits (share of deposits) | 12.4% |
| Noncurrent loans (share of loans) | 0.79% |
| Net charge-offs (share of loans) | 0.49% |
| Loans to deposits | 68.9% |
| Real estate loans (share of loans) | 62.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $78.24M | 62.3% | |
| Commercial & industrial | $16.73M | 13.3% | |
| Consumer / individual | $17.91M | 14.3% | |
| Construction & development | $12.70M | 10.1% | |
| Agricultural | $14.08M | 11.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $160.63M | $155.96M | $1.05M | $2.99M |
| Jun 2023 | $179.55M | $170.64M | $864.00K | $4.17M |
| Jun 2024 | $184.36M | $169.88M | $965.00K | $5.47M |
| Jun 2025 | $195.58M | $186.36M | $1.31M | $6.32M |
| Jun 2026 | $193.95M | $182.15M | $1.54M | $9.94M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $182.15M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $182.15M.
Similar-sized banks
Bank Of Cave City ($194.37M) · Liberty Bank ($193.86M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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