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Bank Of Elgin
Elgin, NE · FDIC Certificate #16154 · Chartered 08/2
Total assets
$87.28M
Total deposits
$74.69M
Total equity
$12.05M
Net loans
$57.30M
Branches (offices)
1
Net income (YTD)
$1.01M
Rank: #3,773 of 4,213 U.S. banks by assets · #110 of 138 in Nebraska. Assets changed 10.3% and deposits 13.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.34% |
| Return on equity | 16.82% |
| Net interest margin (YTD) | 4.37% |
| Equity to assets | 13.81% |
| Tier 1 leverage ratio | 13.54% |
| Uninsured deposits (share of deposits) | 20.5% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 76.7% |
| Real estate loans (share of loans) | 52.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $30.14M | 52.6% | |
| Commercial & industrial | $2.89M | 5.0% | |
| Consumer / individual | $704.00K | 1.2% | |
| Construction & development | $3.05M | 5.3% | |
| Agricultural | $24.29M | 42.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $72.39M | $62.52M | $313.00K | $8.69M |
| Jun 2023 | $73.18M | $63.71M | $626.00K | $9.29M |
| Jun 2024 | $78.64M | $64.36M | $800.00K | $10.32M |
| Jun 2025 | $79.16M | $65.84M | $815.00K | $11.16M |
| Jun 2026 | $87.28M | $74.69M | $1.01M | $12.05M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $74.69M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $74.69M.
Similar-sized banks
First Security State Bank ($87.33M) · Bank Of Eufaula ($87.12M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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