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Bank Of Eufaula
Eufaula, OK · FDIC Certificate #4094 · Chartered 03/0
Total assets
$87.12M
Total deposits
$76.97M
Total equity
$9.53M
Net loans
$22.73M
Branches (offices)
2
Net income (YTD)
-$16.00K
Rank: #3,774 of 4,213 U.S. banks by assets · #136 of 168 in Oklahoma. Assets changed -9.0% and deposits -11.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -0.04% |
| Return on equity | -0.33% |
| Net interest margin (YTD) | 3.53% |
| Equity to assets | 10.94% |
| Tier 1 leverage ratio | 12.09% |
| Uninsured deposits (share of deposits) | 29.8% |
| Noncurrent loans (share of loans) | 0.46% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 29.5% |
| Real estate loans (share of loans) | 87.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $19.84M | 87.3% | |
| Commercial & industrial | $1.37M | 6.0% | |
| Consumer / individual | $1.65M | 7.3% | |
| Construction & development | $910.00K | 4.0% | |
| Agricultural | $317.00K | 1.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $112.70M | $101.74M | $333.00K | $10.06M |
| Jun 2023 | $110.70M | $102.02M | -$854.00K | $8.00M |
| Jun 2024 | $101.70M | $94.04M | -$818.00K | $7.10M |
| Jun 2025 | $95.78M | $86.81M | $45.00K | $8.33M |
| Jun 2026 | $87.12M | $76.97M | -$16.00K | $9.53M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $76.97M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $76.97M.
Similar-sized banks
Bank Of Elgin ($87.28M) · The Four County Bank ($87.12M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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