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Bank Of Estes Park
Estes Park, CO · FDIC Certificate #19351 · Chartered 01/1
Total assets
$171.90M
Total deposits
$155.40M
Total equity
$15.42M
Net loans
$95.14M
Branches (offices)
3
Net income (YTD)
$607.00K
Rank: #3,167 of 4,213 U.S. banks by assets · #46 of 63 in Colorado. Assets changed 10.3% and deposits 11.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.75% |
| Return on equity | 7.88% |
| Net interest margin (YTD) | 4.37% |
| Equity to assets | 8.97% |
| Tier 1 leverage ratio | 10.84% |
| Uninsured deposits (share of deposits) | 23.7% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 1.21% |
| Loans to deposits | 61.2% |
| Real estate loans (share of loans) | 101.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $96.11M | 101.0% | |
| Commercial & industrial | $816.00K | 0.9% | |
| Consumer / individual | $43.00K | 0.0% | |
| Construction & development | $8.18M | 8.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $160.24M | $146.82M | $580.00K | $12.82M |
| Jun 2023 | $144.52M | $130.87M | $613.00K | $12.66M |
| Jun 2024 | $140.14M | $125.90M | $486.00K | $13.11M |
| Jun 2025 | $155.88M | $139.91M | $1.06M | $14.88M |
| Jun 2026 | $171.90M | $155.40M | $607.00K | $15.42M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Colorado | $155.40M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $155.40M.
Similar-sized banks
First New Mexico Bank, Las Cruces ($171.94M) · Illini State Bank ($171.88M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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