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Illini State Bank
Oglesby, IL · FDIC Certificate #10788 · Chartered 02/1
Total assets
$171.88M
Total deposits
$124.49M
Total equity
$24.56M
Net loans
$106.45M
Branches (offices)
3
Net income (YTD)
$1.09M
Rank: #3,168 of 4,213 U.S. banks by assets · #221 of 322 in Illinois. Assets changed 1.4% and deposits -2.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.26% |
| Return on equity | 8.99% |
| Net interest margin (YTD) | 3.20% |
| Equity to assets | 14.29% |
| Tier 1 leverage ratio | 14.42% |
| Uninsured deposits (share of deposits) | 22.4% |
| Noncurrent loans (share of loans) | 1.86% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 85.5% |
| Real estate loans (share of loans) | 80.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $85.30M | 80.1% | |
| Commercial & industrial | $5.52M | 5.2% | |
| Consumer / individual | $915.00K | 0.9% | |
| Construction & development | $4.64M | 4.4% | |
| Agricultural | $14.69M | 13.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $156.81M | $121.49M | $990.00K | $16.91M |
| Jun 2023 | $161.79M | $124.96M | $720.00K | $18.10M |
| Jun 2024 | $166.28M | $123.41M | $800.00K | $19.61M |
| Jun 2025 | $169.58M | $127.54M | $829.00K | $21.93M |
| Jun 2026 | $171.88M | $124.49M | $1.09M | $24.56M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $124.49M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $124.49M.
Similar-sized banks
Bank Of Estes Park ($171.90M) · The Peoples National Bank Of Checotah ($171.85M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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