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Bank Of Holland
Holland, NY · FDIC Certificate #1464 · Chartered 10/2
Total assets
$261.62M
Total deposits
$234.15M
Total equity
$21.54M
Net loans
$182.95M
Branches (offices)
3
Net income (YTD)
$1.75M
Rank: #2,653 of 4,213 U.S. banks by assets · #94 of 115 in New York. Assets changed 5.5% and deposits 4.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.38% |
| Return on equity | 17.01% |
| Net interest margin (YTD) | 3.76% |
| Equity to assets | 8.23% |
| Tier 1 leverage ratio | 8.77% |
| Uninsured deposits (share of deposits) | 16.6% |
| Noncurrent loans (share of loans) | 0.33% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 78.1% |
| Real estate loans (share of loans) | 97.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $177.67M | 97.1% | |
| Commercial & industrial | $3.53M | 1.9% | |
| Consumer / individual | $3.63M | 2.0% | |
| Construction & development | $11.42M | 6.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $203.54M | $190.26M | $940.00K | $12.92M |
| Jun 2023 | $222.56M | $207.80M | $1.03M | $13.93M |
| Jun 2024 | $236.41M | $215.31M | $905.00K | $15.17M |
| Jun 2025 | $247.91M | $224.03M | $1.21M | $17.90M |
| Jun 2026 | $261.62M | $234.15M | $1.75M | $21.54M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New York | $234.15M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $234.15M.
Similar-sized banks
Union Savings And Loan Association ($261.79M) · Clarion County Community Bank ($261.60M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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