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Bank Of Stockton
Stockton, CA · FDIC Certificate #1536 · Chartered 08/1
Total assets
$4.99B
Total deposits
$3.80B
Total equity
$975.55M
Net loans
$2.40B
Branches (offices)
21
Net income (YTD)
$147.93M
Rank: #289 of 4,213 U.S. banks by assets · #25 of 115 in California. Assets changed 7.6% and deposits 3.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 6.08% |
| Return on equity | 32.23% |
| Net interest margin (YTD) | 3.72% |
| Equity to assets | 19.53% |
| Tier 1 leverage ratio | 19.95% |
| Uninsured deposits (share of deposits) | 45.2% |
| Noncurrent loans (share of loans) | 0.08% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 63.2% |
| Real estate loans (share of loans) | 78.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.89B | 78.8% | |
| Commercial & industrial | $250.26M | 10.4% | |
| Consumer / individual | $210.68M | 8.8% | |
| Construction & development | $113.73M | 4.7% | |
| Agricultural | $122.26M | 5.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $4.64B | $3.91B | $1.75M | $604.03M |
| Jun 2023 | $4.41B | $3.61B | $7.34M | $616.60M |
| Jun 2024 | $4.32B | $3.52B | $27.16M | $691.38M |
| Jun 2025 | $4.64B | $3.67B | $58.19M | $825.66M |
| Jun 2026 | $4.99B | $3.80B | $147.93M | $975.55M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $3.80B | 21 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $3.80B.
Similar-sized banks
Community West Bank ($5.02B) · John Deere Financial, F.S.B. ($4.93B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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