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Community West Bank
Fresno, CA · FDIC Certificate #23030 · Chartered 01/1
Total assets
$5.02B
Total deposits
$4.13B
Total equity
$668.35M
Net loans
$3.49B
Branches (offices)
42
Net income (YTD)
$18.11M
Rank: #288 of 4,213 U.S. banks by assets · #24 of 115 in California. Assets changed 40.6% and deposits 37.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.88% |
| Return on equity | 6.71% |
| Net interest margin (YTD) | 4.79% |
| Equity to assets | 13.30% |
| Tier 1 leverage ratio | 10.97% |
| Uninsured deposits (share of deposits) | 32.6% |
| Noncurrent loans (share of loans) | 0.56% |
| Net charge-offs (share of loans) | 0.38% |
| Loans to deposits | 84.7% |
| Real estate loans (share of loans) | 79.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.76B | 79.0% | |
| Commercial & industrial | $255.15M | 7.3% | |
| Consumer / individual | $451.01M | 12.9% | |
| Construction & development | $223.79M | 6.4% | |
| Agricultural | $74.19M | 2.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.35B | $2.11B | $13.38M | $204.98M |
| Jun 2023 | $2.49B | $2.20B | $15.03M | $255.57M |
| Jun 2024 | $3.48B | $2.87B | $965.00K | $419.08M |
| Jun 2025 | $3.57B | $3.00B | $18.11M | $446.17M |
| Jun 2026 | $5.02B | $4.13B | $18.11M | $668.35M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $4.13B | 42 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $4.13B.
Similar-sized banks
Community Bank Of Mississippi ($5.09B) · Bank Of Stockton ($4.99B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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