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Beal Bank Usa
Las Vegas, NV · FDIC Certificate #57833 · Chartered 08/0
Total assets
$11.05B
Total deposits
$1.65B
Total equity
$2.64B
Net loans
$3.89B
Branches (offices)
10
Net income (YTD)
$526.99M
Rank: #149 of 4,213 U.S. banks by assets · #2 of 14 in Nevada. Assets changed -35.0% and deposits -71.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 8.19% |
| Return on equity | 37.98% |
| Net interest margin (YTD) | 8.99% |
| Equity to assets | 23.91% |
| Tier 1 leverage ratio | 21.89% |
| Uninsured deposits (share of deposits) | 46.6% |
| Noncurrent loans (share of loans) | 0.78% |
| Net charge-offs (share of loans) | -4.75% |
| Loans to deposits | 235.7% |
| Real estate loans (share of loans) | 45.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.77B | 45.6% | |
| Commercial & industrial | $2.17B | 55.8% | |
| Consumer / individual | $6.00K | 0.0% | |
| Construction & development | $400.30M | 10.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $14.62B | $6.53B | $388.35M | $2.81B |
| Jun 2023 | $26.13B | $12.94B | $223.61M | $3.04B |
| Jun 2024 | $17.50B | $9.37B | $1.00B | $3.76B |
| Jun 2025 | $16.99B | $5.79B | $15.66M | $3.11B |
| Jun 2026 | $11.05B | $1.65B | $526.99M | $2.64B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nevada | $1.11B | 1 |
| California | $149.12M | 1 |
| Florida | $135.63M | 2 |
| Arizona | $79.76M | 1 |
| Colorado | $68.65M | - |
| Washington | $55.27M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.65B.
Similar-sized banks
Farmers And Merchants Bank Of Long Beach ($11.77B) · Bank Hapoalim B.M. ($11.04B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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