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Bison State Bank
Bison, KS · FDIC Certificate #14083 · Chartered 01/0
Total assets
$125.85M
Total deposits
$99.03M
Total equity
$13.37M
Net loans
$98.18M
Branches (offices)
2
Net income (YTD)
$662.00K
Rank: #3,485 of 4,213 U.S. banks by assets · #124 of 183 in Kansas. Assets changed 23.9% and deposits 8.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.01% |
| Return on equity | 10.09% |
| Net interest margin (YTD) | 4.00% |
| Equity to assets | 10.62% |
| Tier 1 leverage ratio | 10.26% |
| Uninsured deposits (share of deposits) | 20.5% |
| Noncurrent loans (share of loans) | 0.32% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 99.1% |
| Real estate loans (share of loans) | 93.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $91.53M | 93.2% | |
| Commercial & industrial | $6.52M | 6.6% | |
| Consumer / individual | $856.00K | 0.9% | |
| Construction & development | $6.22M | 6.3% | |
| Agricultural | $209.00K | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $51.19M | $30.12M | $111.00K | $5.59M |
| Jun 2023 | $58.65M | $41.41M | -$341.00K | $6.79M |
| Jun 2024 | $91.97M | $77.46M | $14.00K | $9.29M |
| Jun 2025 | $101.57M | $91.02M | -$559.00K | $9.61M |
| Jun 2026 | $125.85M | $99.03M | $662.00K | $13.37M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $85.82M | 1 |
| Kansas | $13.21M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $99.03M.
Similar-sized banks
First State Bank ($125.92M) · Eastern International Bank ($125.82M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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