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First State Bank
Britt, IA · FDIC Certificate #8522 · Chartered 11/1
Total assets
$125.92M
Total deposits
$102.78M
Total equity
$20.86M
Net loans
$56.15M
Branches (offices)
2
Net income (YTD)
$917.00K
Rank: #3,484 of 4,213 U.S. banks by assets · #180 of 225 in Iowa. Assets changed -1.2% and deposits -2.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.44% |
| Return on equity | 8.97% |
| Net interest margin (YTD) | 2.96% |
| Equity to assets | 16.57% |
| Tier 1 leverage ratio | 17.71% |
| Uninsured deposits (share of deposits) | 32.1% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 54.6% |
| Real estate loans (share of loans) | 67.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $37.84M | 67.4% | |
| Commercial & industrial | $5.48M | 9.8% | |
| Consumer / individual | $952.00K | 1.7% | |
| Construction & development | $2.08M | 3.7% | |
| Agricultural | $11.67M | 20.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $132.52M | $112.95M | $735.00K | $14.42M |
| Jun 2023 | $122.63M | $105.17M | $946.00K | $15.11M |
| Jun 2024 | $128.39M | $108.42M | $1.02M | $17.11M |
| Jun 2025 | $127.44M | $105.47M | $411.00K | $18.84M |
| Jun 2026 | $125.92M | $102.78M | $917.00K | $20.86M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $102.78M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $102.78M.
Similar-sized banks
Flora Bank & Trust ($125.99M) · Bison State Bank ($125.85M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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