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Boc Bank
Mclean, TX · FDIC Certificate #25328 · Chartered 08/1
Total assets
$203.36M
Total deposits
$176.74M
Total equity
$25.76M
Net loans
$149.53M
Branches (offices)
4
Net income (YTD)
$2.09M
Rank: #2,951 of 4,213 U.S. banks by assets · #252 of 346 in Texas. Assets changed 4.0% and deposits 3.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.99% |
| Return on equity | 16.58% |
| Net interest margin (YTD) | 4.35% |
| Equity to assets | 12.67% |
| Tier 1 leverage ratio | 12.41% |
| Uninsured deposits (share of deposits) | 58.5% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 84.6% |
| Real estate loans (share of loans) | 68.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $102.29M | 68.4% | |
| Commercial & industrial | $49.11M | 32.8% | |
| Consumer / individual | $159.00K | 0.1% | |
| Construction & development | $11.92M | 8.0% | |
| Agricultural | $232.00K | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $148.40M | $134.05M | $1.38M | $13.21M |
| Jun 2023 | $228.59M | $181.24M | $778.00K | $19.86M |
| Jun 2024 | $201.03M | $169.22M | $920.00K | $20.98M |
| Jun 2025 | $195.54M | $170.66M | $2.02M | $23.89M |
| Jun 2026 | $203.36M | $176.74M | $2.09M | $25.76M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $176.74M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $176.74M.
Similar-sized banks
Scott State Bank ($203.52M) · Bank Of Commerce ($203.18M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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