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Boone Bank & Trust Co.
Boone, IA · FDIC Certificate #33552 · Chartered 01/1
Total assets
$156.94M
Total deposits
$142.97M
Total equity
$13.15M
Net loans
$78.36M
Branches (offices)
2
Net income (YTD)
$719.00K
Rank: #3,254 of 4,213 U.S. banks by assets · #159 of 225 in Iowa. Assets changed -0.5% and deposits 2.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.88% |
| Return on equity | 11.05% |
| Net interest margin (YTD) | 2.60% |
| Equity to assets | 8.38% |
| Tier 1 leverage ratio | 9.72% |
| Uninsured deposits (share of deposits) | 36.4% |
| Noncurrent loans (share of loans) | 2.45% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 54.8% |
| Real estate loans (share of loans) | 71.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $56.10M | 71.6% | |
| Commercial & industrial | $11.75M | 15.0% | |
| Consumer / individual | $81.00K | 0.1% | |
| Construction & development | $8.45M | 10.8% | |
| Agricultural | $11.53M | 14.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $155.21M | $145.97M | $669.00K | $8.91M |
| Jun 2023 | $147.88M | $138.28M | $448.00K | $8.54M |
| Jun 2024 | $159.40M | $148.81M | $254.00K | $9.76M |
| Jun 2025 | $157.81M | $140.13M | $492.00K | $11.93M |
| Jun 2026 | $156.94M | $142.97M | $719.00K | $13.15M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $142.97M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $142.97M.
Similar-sized banks
Freedom Bank ($157.27M) · Hiawatha Bank And Trust Company ($156.92M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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