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Hiawatha Bank And Trust Company
Hiawatha, IA · FDIC Certificate #34488 · Chartered 09/1
Total assets
$156.92M
Total deposits
$133.90M
Total equity
$16.34M
Net loans
$106.80M
Branches (offices)
3
Net income (YTD)
$1.02M
Rank: #3,255 of 4,213 U.S. banks by assets · #160 of 225 in Iowa. Assets changed 8.5% and deposits 11.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.33% |
| Return on equity | 12.70% |
| Net interest margin (YTD) | 4.16% |
| Equity to assets | 10.41% |
| Tier 1 leverage ratio | 10.98% |
| Uninsured deposits (share of deposits) | 33.5% |
| Noncurrent loans (share of loans) | 0.22% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 79.8% |
| Real estate loans (share of loans) | 81.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $86.92M | 81.4% | |
| Commercial & industrial | $7.07M | 6.6% | |
| Consumer / individual | $2.25M | 2.1% | |
| Construction & development | $10.22M | 9.6% | |
| Agricultural | $11.69M | 10.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $106.55M | $96.70M | $518.00K | $9.37M |
| Jun 2023 | $144.28M | $122.57M | $615.00K | $13.06M |
| Jun 2024 | $142.32M | $119.44M | $645.00K | $14.04M |
| Jun 2025 | $144.65M | $119.70M | $783.00K | $15.21M |
| Jun 2026 | $156.92M | $133.90M | $1.02M | $16.34M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $133.90M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $133.90M.
Similar-sized banks
Boone Bank & Trust Co. ($156.94M) · First National Bank, Cortez ($156.90M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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