Advertisement
Broadstreet Bank S S B
Mineola, TX · FDIC Certificate #28868 · Chartered 04/0
Total assets
$442.83M
Total deposits
$343.44M
Total equity
$49.81M
Net loans
$314.08M
Branches (offices)
7
Net income (YTD)
$2.04M
Rank: #1,938 of 4,213 U.S. banks by assets · #172 of 346 in Texas. Assets changed -0.0% and deposits -0.5% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.94% |
| Return on equity | 8.34% |
| Net interest margin (YTD) | 3.64% |
| Equity to assets | 11.25% |
| Tier 1 leverage ratio | 12.13% |
| Uninsured deposits (share of deposits) | 15.3% |
| Noncurrent loans (share of loans) | 0.44% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 91.5% |
| Real estate loans (share of loans) | 91.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $288.60M | 91.9% | |
| Commercial & industrial | $9.83M | 3.1% | |
| Consumer / individual | $2.87M | 0.9% | |
| Construction & development | $44.20M | 14.1% | |
| Agricultural | $35.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $373.56M | $302.01M | $885.00K | $42.51M |
| Jun 2023 | $431.68M | $314.93M | -$726.00K | $41.56M |
| Jun 2024 | $450.76M | $333.70M | -$2.19M | $41.64M |
| Jun 2025 | $443.00M | $345.21M | $1.46M | $45.65M |
| Jun 2026 | $442.83M | $343.44M | $2.04M | $49.81M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $343.44M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $343.44M.
Similar-sized banks
Grand Ridge National Bank ($443.32M) · Honor Bank ($442.75M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement