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Busey Bank
Champaign, IL · FDIC Certificate #16450 · Chartered 07/0
Total assets
$18.15B
Total deposits
$15.16B
Total equity
$2.48B
Net loans
$13.04B
Branches (offices)
81
Net income (YTD)
$120.56M
Rank: #112 of 4,213 U.S. banks by assets · #4 of 322 in Illinois. Assets changed -3.8% and deposits -4.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.33% |
| Return on equity | 9.75% |
| Net interest margin (YTD) | 3.78% |
| Equity to assets | 13.65% |
| Tier 1 leverage ratio | 12.38% |
| Uninsured deposits (share of deposits) | 43.0% |
| Noncurrent loans (share of loans) | 0.51% |
| Net charge-offs (share of loans) | 0.20% |
| Loans to deposits | 86.0% |
| Real estate loans (share of loans) | 67.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $8.75B | 67.1% | |
| Commercial & industrial | $2.77B | 21.3% | |
| Consumer / individual | $638.95M | 4.9% | |
| Construction & development | $1.03B | 7.9% | |
| Agricultural | $80.89M | 0.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $12.32B | $10.53B | $68.83M | $1.40B |
| Jun 2023 | $12.17B | $10.15B | $77.48M | $1.41B |
| Jun 2024 | $11.94B | $10.04B | $63.86M | $1.55B |
| Jun 2025 | $18.87B | $15.95B | $37.40M | $2.41B |
| Jun 2026 | $18.15B | $15.16B | $120.56M | $2.48B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $9.48B | 50 |
| Missouri | $1.74B | 9 |
| Kansas | $954.80M | 3 |
| Oklahoma | $888.02M | 3 |
| Texas | $741.22M | 4 |
| Florida | $378.33M | - |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $15.16B.
Similar-sized banks
Servisfirst Bank ($18.34B) · Third Federal Savings And Loan Association Of Cleveland ($18.06B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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