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Banks · Alabama

Servisfirst Bank

Birmingham, AL · FDIC Certificate #57993 · Chartered 05/0

Total assets
$18.34B
Total deposits
$14.57B
Total equity
$2.01B
Net loans
$14.31B
Branches (offices)
33
Net income (YTD)
$169.56M
Rank: #111 of 4,213 U.S. banks by assets · #2 of 93 in Alabama. Assets changed 5.6% and deposits 5.0% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)1.88%
Return on equity17.46%
Net interest margin (YTD)3.56%
Equity to assets10.95%
Tier 1 leverage ratio11.09%
Uninsured deposits (share of deposits)66.4%
Noncurrent loans (share of loans)1.18%
Net charge-offs (share of loans)0.17%
Loans to deposits98.2%
Real estate loans (share of loans)78.0%

Loan mix

CategoryAmountShare
Real estate loans$11.17B
78.0%
Commercial & industrial$3.04B
21.2%
Consumer / individual$69.99M
0.5%
Construction & development$1.56B
10.9%
Agricultural$93.95M
0.7%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$14.49B$11.79B$121.12M$1.27B
Jun 2023$15.07B$12.31B$112.94M$1.42B
Jun 2024$16.05B$13.28B$103.39M$1.57B
Jun 2025$17.38B$13.88B$125.92M$1.78B
Jun 2026$18.34B$14.57B$169.56M$2.01B

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Alabama$9.55B13
Florida$2.30B9
Georgia$1.12B3
Tennessee$938.10M2
South Carolina$330.91M2
North Carolina$257.78M3

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $14.57B.

Similar-sized banks

Bank Of Hope ($18.99B) · Busey Bank ($18.15B)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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