Advertisement
Byron Bank
Byron, IL · FDIC Certificate #902 · Chartered 07/0
Total assets
$384.41M
Total deposits
$338.12M
Total equity
$32.05M
Net loans
$252.06M
Branches (offices)
3
Net income (YTD)
$3.83M
Rank: #2,125 of 4,213 U.S. banks by assets · #127 of 322 in Illinois. Assets changed 3.7% and deposits 1.6% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.07% |
| Return on equity | 24.66% |
| Net interest margin (YTD) | 3.47% |
| Equity to assets | 8.34% |
| Tier 1 leverage ratio | 10.23% |
| Uninsured deposits (share of deposits) | 25.3% |
| Noncurrent loans (share of loans) | 1.28% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 74.5% |
| Real estate loans (share of loans) | 85.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $214.56M | 85.1% | |
| Commercial & industrial | $25.59M | 10.2% | |
| Consumer / individual | $4.56M | 1.8% | |
| Construction & development | $6.06M | 2.4% | |
| Agricultural | $5.85M | 2.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $340.60M | $300.43M | $1.64M | $23.22M |
| Jun 2023 | $351.45M | $326.17M | $1.00M | $23.38M |
| Jun 2024 | $363.61M | $328.82M | $812.00K | $25.69M |
| Jun 2025 | $370.75M | $332.84M | $2.00M | $29.42M |
| Jun 2026 | $384.41M | $338.12M | $3.83M | $32.05M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $338.12M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $338.12M.
Similar-sized banks
First Farmbank ($384.45M) · The Riddell National Bank ($384.34M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement