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The Riddell National Bank
Brazil, IN · FDIC Certificate #4318 · Chartered 06/1
Total assets
$384.34M
Total deposits
$346.89M
Total equity
$29.12M
Net loans
$290.28M
Branches (offices)
6
Net income (YTD)
$2.06M
Rank: #2,126 of 4,213 U.S. banks by assets · #53 of 87 in Indiana. Assets changed 9.3% and deposits 10.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.09% |
| Return on equity | 14.56% |
| Net interest margin (YTD) | 3.86% |
| Equity to assets | 7.58% |
| Tier 1 leverage ratio | 8.49% |
| Uninsured deposits (share of deposits) | 19.2% |
| Noncurrent loans (share of loans) | 0.92% |
| Net charge-offs (share of loans) | 0.07% |
| Loans to deposits | 83.7% |
| Real estate loans (share of loans) | 74.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $215.82M | 74.3% | |
| Commercial & industrial | $44.23M | 15.2% | |
| Consumer / individual | $27.13M | 9.3% | |
| Construction & development | $14.58M | 5.0% | |
| Agricultural | $2.88M | 1.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $278.69M | $251.83M | $1.27M | $19.92M |
| Jun 2023 | $307.40M | $274.62M | $899.00K | $21.48M |
| Jun 2024 | $333.71M | $284.00M | $874.00K | $22.75M |
| Jun 2025 | $351.60M | $313.35M | $1.48M | $25.03M |
| Jun 2026 | $384.34M | $346.89M | $2.06M | $29.12M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $346.89M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $346.89M.
Similar-sized banks
Byron Bank ($384.41M) · First State Bank ($384.25M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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