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Calhoun County Bank, Inc.
Grantsville, WV · FDIC Certificate #9024 · Chartered 01/0
Total assets
$211.74M
Total deposits
$188.26M
Total equity
$21.65M
Net loans
$141.62M
Branches (offices)
4
Net income (YTD)
$1.46M
Rank: #2,905 of 4,213 U.S. banks by assets · #28 of 41 in West Virginia. Assets changed 5.1% and deposits 4.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.38% |
| Return on equity | 13.75% |
| Net interest margin (YTD) | 4.38% |
| Equity to assets | 10.22% |
| Tier 1 leverage ratio | 10.48% |
| Uninsured deposits (share of deposits) | 24.1% |
| Noncurrent loans (share of loans) | 0.58% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 75.2% |
| Real estate loans (share of loans) | 80.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $114.06M | 80.5% | |
| Commercial & industrial | $6.84M | 4.8% | |
| Consumer / individual | $22.32M | 15.8% | |
| Construction & development | $951.00K | 0.7% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $181.38M | $164.68M | $986.00K | $15.83M |
| Jun 2023 | $182.88M | $164.71M | $703.00K | $16.74M |
| Jun 2024 | $181.47M | $162.18M | $416.00K | $17.67M |
| Jun 2025 | $201.41M | $180.14M | $868.00K | $19.61M |
| Jun 2026 | $211.74M | $188.26M | $1.46M | $21.65M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| West Virginia | $188.26M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $188.26M.
Similar-sized banks
The Community Bank ($211.78M) · Madison County Community Bank ($211.68M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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