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The Community Bank
Bridgeport, TX · FDIC Certificate #58517 · Chartered 06/0
Total assets
$211.78M
Total deposits
$191.79M
Total equity
$18.34M
Net loans
$118.63M
Branches (offices)
2
Net income (YTD)
$1.14M
Rank: #2,904 of 4,213 U.S. banks by assets · #251 of 346 in Texas. Assets changed 17.2% and deposits 17.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.12% |
| Return on equity | 12.74% |
| Net interest margin (YTD) | 4.18% |
| Equity to assets | 8.66% |
| Tier 1 leverage ratio | 10.55% |
| Uninsured deposits (share of deposits) | 26.8% |
| Noncurrent loans (share of loans) | 1.64% |
| Net charge-offs (share of loans) | 0.45% |
| Loans to deposits | 61.9% |
| Real estate loans (share of loans) | 79.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $94.77M | 79.9% | |
| Commercial & industrial | $18.30M | 15.4% | |
| Consumer / individual | $3.96M | 3.3% | |
| Construction & development | $29.52M | 24.9% | |
| Agricultural | $2.50M | 2.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $173.26M | $163.26M | $829.00K | $9.53M |
| Jun 2023 | $159.01M | $147.33M | $1.13M | $10.76M |
| Jun 2024 | $168.55M | $154.21M | $1.16M | $12.96M |
| Jun 2025 | $180.76M | $163.39M | $1.31M | $15.74M |
| Jun 2026 | $211.78M | $191.79M | $1.14M | $18.34M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $191.79M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $191.79M.
Similar-sized banks
Vidalia Federal Savings Bank ($211.97M) · Calhoun County Bank, Inc. ($211.74M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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