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Century Bank
Santa Fe, NM · FDIC Certificate #28362 · Chartered 01/0
Total assets
$1.36B
Total deposits
$1.23B
Total equity
$119.56M
Net loans
$835.09M
Branches (offices)
9
Net income (YTD)
$6.43M
Rank: #812 of 4,213 U.S. banks by assets · #2 of 29 in New Mexico. Assets changed -4.8% and deposits -6.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.95% |
| Return on equity | 10.84% |
| Net interest margin (YTD) | 4.31% |
| Equity to assets | 8.79% |
| Tier 1 leverage ratio | 10.25% |
| Uninsured deposits (share of deposits) | 34.1% |
| Noncurrent loans (share of loans) | 1.07% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 68.0% |
| Real estate loans (share of loans) | 49.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $409.18M | 49.0% | |
| Commercial & industrial | $353.44M | 42.3% | |
| Consumer / individual | $71.82M | 8.6% | |
| Construction & development | $51.97M | 6.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.23B | $1.11B | $6.80M | $83.99M |
| Jun 2023 | $1.41B | $1.27B | $9.36M | $99.16M |
| Jun 2024 | $1.45B | $1.33B | $5.36M | $106.43M |
| Jun 2025 | $1.43B | $1.31B | -$4.08M | $105.58M |
| Jun 2026 | $1.36B | $1.23B | $6.43M | $119.56M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Mexico | $1.23B | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.23B.
Similar-sized banks
Southpoint Bank ($1.36B) · Rosedale Bank ($1.36B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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