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Rosedale Bank
Nottingham, MD · FDIC Certificate #29613 · Chartered 01/0
Total assets
$1.36B
Total deposits
$1.10B
Total equity
$255.46M
Net loans
$956.75M
Branches (offices)
15
Net income (YTD)
$1.91M
Rank: #813 of 4,213 U.S. banks by assets · #7 of 27 in Maryland. Assets changed 7.0% and deposits 8.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.28% |
| Return on equity | 1.50% |
| Net interest margin (YTD) | 2.62% |
| Equity to assets | 18.78% |
| Tier 1 leverage ratio | 18.61% |
| Uninsured deposits (share of deposits) | 5.1% |
| Noncurrent loans (share of loans) | 0.52% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 87.2% |
| Real estate loans (share of loans) | 98.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $943.29M | 98.6% | |
| Commercial & industrial | $20.71M | 2.2% | |
| Consumer / individual | $819.00K | 0.1% | |
| Construction & development | $78.00M | 8.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.07B | $822.71M | $1.29M | $240.06M |
| Jun 2023 | $1.24B | $951.21M | $3.84M | $239.97M |
| Jun 2024 | $1.33B | $1.00B | $1.34M | $244.02M |
| Jun 2025 | $1.27B | $1.02B | $288.00K | $248.82M |
| Jun 2026 | $1.36B | $1.10B | $1.91M | $255.46M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Maryland | $1.10B | 15 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.10B.
Similar-sized banks
Century Bank ($1.36B) · Idaho First Bank ($1.36B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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