Advertisement
Idaho First Bank
Mccall, ID · FDIC Certificate #58095 · Chartered 10/0
Total assets
$1.36B
Total deposits
$1.21B
Total equity
$142.65M
Net loans
$934.41M
Branches (offices)
8
Net income (YTD)
$5.86M
Rank: #814 of 4,213 U.S. banks by assets · #5 of 10 in Idaho. Assets changed 22.9% and deposits 21.2% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.84% |
| Return on equity | 8.56% |
| Net interest margin (YTD) | 3.16% |
| Equity to assets | 10.50% |
| Tier 1 leverage ratio | 10.47% |
| Uninsured deposits (share of deposits) | 36.0% |
| Noncurrent loans (share of loans) | 0.05% |
| Net charge-offs (share of loans) | 0.13% |
| Loans to deposits | 77.2% |
| Real estate loans (share of loans) | 53.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $497.51M | 53.2% | |
| Commercial & industrial | $79.16M | 8.5% | |
| Consumer / individual | $362.38M | 38.8% | |
| Construction & development | $77.77M | 8.3% | |
| Agricultural | $7.03M | 0.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $543.05M | $476.74M | $1.76M | $47.05M |
| Jun 2023 | $623.13M | $547.96M | $2.72M | $52.98M |
| Jun 2024 | $667.06M | $588.37M | $3.10M | $70.18M |
| Jun 2025 | $1.11B | $997.93M | $3.00M | $103.36M |
| Jun 2026 | $1.36B | $1.21B | $5.86M | $142.65M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Idaho | $1.19B | 7 |
| Oregon | $17.59M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.21B.
Similar-sized banks
Rosedale Bank ($1.36B) · Fortis Bank ($1.35B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement