Advertisement
Clear Fork Bank, National Association
Albany, TX · FDIC Certificate #3067 · Chartered 01/0
Total assets
$1.03B
Total deposits
$911.98M
Total equity
$105.07M
Net loans
$800.10M
Branches (offices)
6
Net income (YTD)
$11.88M
Rank: #1,026 of 4,213 U.S. banks by assets · #90 of 346 in Texas. Assets changed 14.6% and deposits 16.3% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.36% |
| Return on equity | 23.12% |
| Net interest margin (YTD) | 4.99% |
| Equity to assets | 10.24% |
| Tier 1 leverage ratio | 10.57% |
| Uninsured deposits (share of deposits) | 19.3% |
| Noncurrent loans (share of loans) | 0.26% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 87.7% |
| Real estate loans (share of loans) | 74.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $592.38M | 74.0% | |
| Commercial & industrial | $164.28M | 20.5% | |
| Consumer / individual | $20.61M | 2.6% | |
| Construction & development | $68.18M | 8.5% | |
| Agricultural | $18.32M | 2.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $700.21M | $625.05M | $6.03M | $72.18M |
| Jun 2023 | $784.12M | $674.49M | $7.77M | $79.59M |
| Jun 2024 | $824.84M | $732.83M | $6.72M | $84.64M |
| Jun 2025 | $894.76M | $783.96M | $7.64M | $91.30M |
| Jun 2026 | $1.03B | $911.98M | $11.88M | $105.07M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $911.98M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $911.98M.
Similar-sized banks
Clear Mountain Bank ($1.03B) · First Central Savings Bank ($1.03B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement