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Cnb St Louis Bank
Maplewood, MO · FDIC Certificate #4549 · Chartered 01/0
Total assets
$812.87M
Total deposits
$696.78M
Total equity
$63.70M
Net loans
$646.71M
Branches (offices)
6
Net income (YTD)
$5.71M
Rank: #1,236 of 4,213 U.S. banks by assets · #48 of 190 in Missouri. Assets changed -3.2% and deposits -3.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.36% |
| Return on equity | 18.31% |
| Net interest margin (YTD) | 3.57% |
| Equity to assets | 7.84% |
| Tier 1 leverage ratio | 9.29% |
| Uninsured deposits (share of deposits) | 31.3% |
| Noncurrent loans (share of loans) | 0.57% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 92.8% |
| Real estate loans (share of loans) | 78.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $509.17M | 78.7% | |
| Commercial & industrial | $146.66M | 22.7% | |
| Consumer / individual | $3.34M | 0.5% | |
| Construction & development | $62.54M | 9.7% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $657.55M | $547.72M | $4.88M | $45.99M |
| Jun 2023 | $769.90M | $626.01M | $3.48M | $43.54M |
| Jun 2024 | $774.38M | $640.91M | $2.34M | $47.22M |
| Jun 2025 | $839.91M | $722.74M | $4.05M | $54.44M |
| Jun 2026 | $812.87M | $696.78M | $5.71M | $63.70M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $696.78M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $696.78M.
Similar-sized banks
Pb&T Bank ($815.17M) · Fcn Bank, National Association ($812.49M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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