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Pb&T Bank
Pueblo, CO · FDIC Certificate #12594 · Chartered 01/0
Total assets
$815.17M
Total deposits
$717.63M
Total equity
$87.01M
Net loans
$603.38M
Branches (offices)
17
Net income (YTD)
$9.08M
Rank: #1,235 of 4,213 U.S. banks by assets · #11 of 63 in Colorado. Assets changed 25.9% and deposits 32.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.35% |
| Return on equity | 21.34% |
| Net interest margin (YTD) | 5.17% |
| Equity to assets | 10.67% |
| Tier 1 leverage ratio | 10.64% |
| Uninsured deposits (share of deposits) | 31.3% |
| Noncurrent loans (share of loans) | 0.54% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 84.1% |
| Real estate loans (share of loans) | 89.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $542.29M | 89.9% | |
| Commercial & industrial | $53.52M | 8.9% | |
| Consumer / individual | $1.69M | 0.3% | |
| Construction & development | $83.95M | 13.9% | |
| Agricultural | $10.71M | 1.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $639.11M | $574.55M | $4.47M | $54.52M |
| Jun 2023 | $630.85M | $532.01M | $7.24M | $62.02M |
| Jun 2024 | $619.86M | $520.15M | $7.17M | $68.35M |
| Jun 2025 | $647.40M | $541.08M | $7.28M | $77.03M |
| Jun 2026 | $815.17M | $717.63M | $9.08M | $87.01M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Colorado | $717.63M | 17 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $717.63M.
Similar-sized banks
Cumberland Valley National Bank & Trust Company ($816.05M) · Cnb St Louis Bank ($812.87M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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