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Columbus State Bank
Columbus, TX · FDIC Certificate #12305 · Chartered 08/1
Total assets
$326.46M
Total deposits
$280.96M
Total equity
$44.60M
Net loans
$21.85M
Branches (offices)
3
Net income (YTD)
$1.55M
Rank: #2,351 of 4,213 U.S. banks by assets · #203 of 346 in Texas. Assets changed 10.8% and deposits 12.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.93% |
| Return on equity | 7.06% |
| Net interest margin (YTD) | 2.28% |
| Equity to assets | 13.66% |
| Tier 1 leverage ratio | 14.47% |
| Uninsured deposits (share of deposits) | 37.3% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 7.8% |
| Real estate loans (share of loans) | 59.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $12.94M | 59.2% | |
| Commercial & industrial | $2.77M | 12.7% | |
| Consumer / individual | $2.37M | 10.9% | |
| Construction & development | $1.44M | 6.6% | |
| Agricultural | $3.96M | 18.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $117.69M | $108.94M | $118.00K | $8.67M |
| Jun 2023 | $112.38M | $103.16M | $541.00K | $8.96M |
| Jun 2024 | $152.16M | $139.75M | $1.01M | $12.14M |
| Jun 2025 | $294.51M | $250.86M | $1.43M | $42.59M |
| Jun 2026 | $326.46M | $280.96M | $1.55M | $44.60M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $280.96M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $280.96M.
Similar-sized banks
Douglas National Bank ($326.93M) · Pcsb Bank ($326.08M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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