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Commerce Bank
Corinth, MS · FDIC Certificate #34938 · Chartered 01/1
Total assets
$167.90M
Total deposits
$148.98M
Total equity
$17.15M
Net loans
$115.57M
Branches (offices)
1
Net income (YTD)
$2.03M
Rank: #3,180 of 4,213 U.S. banks by assets · #51 of 57 in Mississippi. Assets changed 6.1% and deposits 7.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.48% |
| Return on equity | 24.42% |
| Net interest margin (YTD) | 5.61% |
| Equity to assets | 10.21% |
| Tier 1 leverage ratio | 12.46% |
| Uninsured deposits (share of deposits) | 13.2% |
| Noncurrent loans (share of loans) | 1.72% |
| Net charge-offs (share of loans) | 0.22% |
| Loans to deposits | 77.6% |
| Real estate loans (share of loans) | 68.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $79.59M | 68.9% | |
| Commercial & industrial | $27.47M | 23.8% | |
| Consumer / individual | $7.62M | 6.6% | |
| Construction & development | $3.84M | 3.3% | |
| Agricultural | $30.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $156.02M | $143.59M | $1.24M | $11.87M |
| Jun 2023 | $157.44M | $138.56M | $1.25M | $12.63M |
| Jun 2024 | $158.81M | $142.29M | $1.53M | $13.66M |
| Jun 2025 | $158.25M | $138.70M | $2.00M | $15.71M |
| Jun 2026 | $167.90M | $148.98M | $2.03M | $17.15M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Mississippi | $148.98M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $148.98M.
Similar-sized banks
Equitable Savings And Loan Association ($168.34M) · Riverwind Bank ($167.82M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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