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Equitable Savings And Loan Association
Sterling, CO · FDIC Certificate #30707 · Chartered 01/0
Total assets
$168.34M
Total deposits
$128.19M
Total equity
$26.39M
Net loans
$139.99M
Branches (offices)
10
Net income (YTD)
$90.00K
Rank: #3,179 of 4,213 U.S. banks by assets · #47 of 63 in Colorado. Assets changed 5.5% and deposits 4.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.11% |
| Return on equity | 0.68% |
| Net interest margin (YTD) | 3.28% |
| Equity to assets | 15.68% |
| Tier 1 leverage ratio | 15.69% |
| Uninsured deposits (share of deposits) | 9.7% |
| Noncurrent loans (share of loans) | 0.22% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 109.2% |
| Real estate loans (share of loans) | 99.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $139.87M | 99.9% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $743.00K | 0.5% | |
| Construction & development | $795.00K | 0.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $169.31M | $142.15M | $178.00K | $26.78M |
| Jun 2023 | $153.84M | $126.81M | $260.00K | $26.44M |
| Jun 2024 | $156.49M | $124.97M | -$113.00K | $25.95M |
| Jun 2025 | $159.62M | $123.10M | -$65.00K | $26.09M |
| Jun 2026 | $168.34M | $128.19M | $90.00K | $26.39M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Colorado | $128.19M | 10 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $128.19M.
Similar-sized banks
Peoples Bank & Trust Company ($168.55M) · Commerce Bank ($167.90M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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