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Commerce Bank Texas
Stockdale, TX · FDIC Certificate #15346 · Chartered 02/0
Total assets
$60.64M
Total deposits
$51.88M
Total equity
$8.29M
Net loans
$23.62M
Branches (offices)
2
Net income (YTD)
-$28.00K
Rank: #3,965 of 4,213 U.S. banks by assets · #330 of 346 in Texas. Assets changed -3.9% and deposits -4.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -0.09% |
| Return on equity | -0.67% |
| Net interest margin (YTD) | 2.92% |
| Equity to assets | 13.68% |
| Tier 1 leverage ratio | 12.73% |
| Uninsured deposits (share of deposits) | 15.9% |
| Noncurrent loans (share of loans) | 2.64% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 45.5% |
| Real estate loans (share of loans) | 81.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $19.14M | 81.1% | |
| Commercial & industrial | $4.59M | 19.4% | |
| Consumer / individual | $48.00K | 0.2% | |
| Construction & development | $3.43M | 14.5% | |
| Agricultural | $34.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $65.78M | $57.58M | $150.00K | $8.09M |
| Jun 2023 | $64.74M | $49.41M | $261.00K | $7.95M |
| Jun 2024 | $66.13M | $48.73M | $99.00K | $7.31M |
| Jun 2025 | $63.09M | $54.33M | $204.00K | $8.08M |
| Jun 2026 | $60.64M | $51.88M | -$28.00K | $8.29M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $51.88M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $51.88M.
Similar-sized banks
Vergas State Bank ($60.67M) · The Peoples Bank ($60.44M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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